1. Agreement
By accessing or using nbmecalc.com (the "Service"), you agree to these Terms of Service ("Terms"). If you do not agree, do not use the Service.
The Service is operated by NBMEcalc ("we", "us", "our"), a digital product. Reach us at hello@nbmecalc.com.
2. The Service
NBMEcalc is a statistical predictor that estimates a likely USMLE Step score from practice exam inputs (NBME, UWSA, Free 120, AMBOSS, CMS Form). Predictions include a 95% confidence interval and a percentile ranking.
Important: Predictions are estimates for educational purposes only. Actual exam scores depend on factors we cannot model (test-day performance, content domains, scoring changes). Predictions are not guarantees and must not be the sole basis for any academic, financial, or career decision.
3. Eligibility
You must be at least 16 years old and have legal capacity to form a binding contract.
4. Accounts
You can use the basic predictor without an account. Saving predictions, downloading reports, or subscribing to Pro requires creating a free account using a valid email address.
You agree to:
- Provide a real, accessible email address.
- Keep your magic-link emails private — anyone with access can log in.
- Notify us promptly of any unauthorized access.
- Not share, sell, or transfer your account.
5. Plans, billing, and renewal
5.1 Free
Anonymous predictions and limited dashboard. No payment required.
5.2 Single Report ($14.99 one-time)
One-time purchase that unlocks a single PDF report tied to one prediction. Delivered by email within 60 seconds. Non-refundable once delivered.
5.3 Pro ($9.99/mo or $79/year)
Recurring subscription billed monthly or annually. We email a renewal notice 7 days before each charge. You can cancel at any time from your dashboard.
- Auto-renewal: Subscriptions renew automatically until canceled.
- Cancellation: Cancel anytime — you keep access until the end of the current billing period. After that, the dashboard becomes read-only.
- Price changes: We will email at least 30 days before any price change. Your existing rate is honored until your next renewal.
5.4 Refunds
Digital products are non-refundable once delivered. Pro subscriptions are eligible for a 7-day refund if no PDF report has been downloaded. Email hello@nbmecalc.com to request a refund.
6. Acceptable use
You agree not to:
- Reverse-engineer or scrape the Service.
- Use bots, scripts, or automation to flood predictions.
- Resell, sublicense, or redistribute reports.
- Submit false data to manipulate aggregates.
- Use the Service to harass, defame, or harm others.
- Violate applicable laws or others' rights.
We reserve the right to suspend or terminate accounts that violate this section.
7. Intellectual property
- Our IP: All Service content (algorithm, designs, text, graphics, code) is owned by NBMEcalc or our licensors and is protected by copyright and other laws.
- Your IP: You retain ownership of the scores and notes you input. You grant us a non-exclusive, worldwide, royalty-free license to use anonymized aggregates to improve the algorithm.
- Trademarks: NBME, USMLE, UWorld, AMBOSS, etc. are trademarks of their respective owners. We are not affiliated with, endorsed by, or sponsored by any of them.
8. Disclaimers
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE". To the maximum extent allowed by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement.
We make no guarantee that predictions match actual exam scores. You assume all risk of relying on predictions.
9. Limitation of liability
To the maximum extent allowed by law, our aggregate liability for any claim arising from the Service is limited to the amount you paid us in the 12 months before the claim, or USD $50, whichever is greater.
We are not liable for indirect, incidental, consequential, exemplary, or punitive damages — including lost test scores, lost residency placements, or lost revenue.
10. Indemnification
You agree to indemnify and hold harmless NBMEcalc and its officers from any claim, loss, or expense arising from your breach of these Terms or misuse of the Service.
11. Termination
You can stop using the Service at any time. We may suspend or terminate access if you violate these Terms or for security or operational reasons. Sections 7-12 survive termination.
12. Changes to Terms
We may update these Terms. Material changes will be notified by email at least 30 days in advance. Continued use after changes go into effect means you accept the updated Terms.
13. Governing law & dispute resolution
These Terms are governed by the laws of the United States and relevant state law where NBMEcalc is operated. Disputes will first be resolved by good-faith negotiation. If unresolved, disputes go to binding arbitration; you waive class-action rights to the extent permitted by law.
14. Severability
If any provision is found unenforceable, the remaining provisions stay in effect.
15. Contact
Questions about these Terms? Email hello@nbmecalc.com or visit our contact page.